Is a Medicare Advantage Plan right for you?
- Are you enrolled in Original Medicare (Parts A and B)?
- Do you want the simplicity of fewer bills to pay?
- Wouldn’t you like to keep premiums and copays as low as possible?
- Do you want to combine medical and prescription coverage in one easy plan?
- Don’t you want access to benefits that Original Medicare doesn’t cover like extra dental and vision?
Medicare Advantage Part C Plans
Medicare Advantage Plans work like traditional HMOs and PPOs. You may already be familiar with these types of plans. We also offer Special Needs plans for those who qualify with a chronic illness as well as both Medicare and Medicaid. All our Medicare Advantage Plans come with preventive care benefits to help keep you healthy and on the go.
With Optimum HealthCare’s HMOs, you benefit from our leading network of HMO doctors and care providers. You’ll save on monthly premiums with rates as low as $0 and save on doctor visits, too. On an HMO plan, you’ll choose a primary care physician (PCP) who you’ll see for all your check-ups and regular exams. Your PCP also directs you to the right specialists when you need them.
Health Maintenance Organization
Special Needs Plan
Optimum HealthCare’s SNP/Dual Eligible plans (DSNP/CSNP) are specifically designed for people with a chronic illness or both Medicare and Medicaid. Special Needs Plans are there to help you manage your health or health conditions. They’re HMO plans with prescription drug coverage that’s included. So, you’ll get Medicare coverage and prescription drug coverage, plus lots of extra benefits to help keep you healthy. Most plans have premiums for $0 with no medical copays or deductibles.
PFFS plans let you see any doctor who accepts the plans payment.
BE CAREFUL: Not all doctors accept all PFFS Plans.
Preferred Provider Organization
You’ll still pick a primary care physician for check-ups, but you can also choose to see any doctor or specialist in your network without needing a referral.
PPO’s let you see any doctor, but you pay less if you see plan-approved doctors.
Medicare Advantage Plans: Part C
Medicare Part C is also called Medicare Advantage (MA). Medicare Advantage Plans include all the benefits of Parts A and B, which cover hospital and medical costs. Most MA plans also include Medicare Part D (prescription drug coverage). These plans combine health insurance and prescription drug coverage in one convenient and low-cost plan.
Optimum HealthCare offers plans with premiums as low as $0 so they are great for your wallet. You’ll also enjoy peace of mind with hearing, vision and comprehensive dental benefits for Medicare-eligible that is built right in the plan to help with the things Original Medicare doesn’t cover.